The plain truth is that average global temperatures have increased and will continue to climb. In the past few years, its increase has been significantly worse. Furthermore, even a minor increase in global temperature causes less predictable rainfall patterns and more severe storms.
However, the good news is that historical climate records and sophisticated computer modeling of climate trends assist us in assigning risk to future weather events. Moreover, recent advancements enable us to adjust these risk estimations to increasingly smaller territories with a …









